Essay On Uninsured Americans

ARTICLE REVIEW 2- THE MORAL HAZARD MYTH The article mainly emphasizes about the uninsured population in America and the reasons behind the lack of insurance for almost forty five million people. Author states about the research conducted by two Harvard university researchers, and according to them the reason for lack of coverage for these forty five million people is that they cannot afford health insurance implies medical services in America are high expensive and almost one- third of uninsured people are below poverty line. But, according to Bush’s administration plan in their economic report stated that almost one half are uninsured because of their choice which can be challenged based on the research conducted but Harvard researchers.

Uninsured American’s can shop for free or low cost healthcare coverage. Unfortunately, most the working class are covered by their employer with high deductibles and expensive premiums. The shared-cost creates problems for Americans due to disparities in economic and social class. 5. Briefly explain why according to this article average Americans cannot afford health care.

Good Day, Jude Soweh Thank you so much for such an inspirational discussion post. You made a tremendous sacrifice and prevailed in good health condition throughout the period of no health insurance. The United States have documented that 32 million Americans are without health insurance as of the year 2014 (Kaiser Family Foundation [KFF], 2016). Given that, 48% have decided to forgo health insurance because of the high cost of the insurance premium (KFF, 2016).

So this the real fact about health insurance and health ,health security is related to job security in the United States. Given this, racial and ethnic health disparities are partly economic. For example, current research has found that African American men, alongside other economically disadvantaged groups, continue to be left behind in the US economic recovery. Since most private health insurance schemes are employer-based, uneven working patterns are often associated with bad health outcomes. A new study by the Community Service Society in New York City estimated that only half (51.8 percent) of the African American men in that city were employed in 2003, compared to Latino men, 65.7 percent of whom were employed, and white men, 75.7 percent of whom were employed [.The study 's author, Mark Levitan, told the New York Times that this was the lowest rate of employment among African American men he had observed since 1979 .

When it comes down to women, America’s Healthcare system has its ups and downs. Fortunately, a lot of women in the US have access to healthcare and can get medical treatments when they need one. In less developing countries women don’t always get medical attention because they can’t afford it. In that aspect, women in America have more health care benefits than women in poor countries. However, there are still women in America who are underserved, and uninsured and can’t afford health care due to poverty which leads them to not having proper medical care.

Unlike many other countries, the United States has both private and public healthcare options. Private insurance companies are often offered through employers or are available on the healthcare market at a higher cost. Public insurance is meant to help people who cannot afford these private insurance agencies. The involvement of our government within these two groups, often leads people into the debate of other healthcare options, such as universal healthcare, and if our government should be taking such an active role in our healthcare industry.

• The research evidence is reliable and shows the uninsured are less likely than those with insurance to receive services for major health conditions, including traumatic injuries, heart attacks, pregnancy, and chronic diseases. • The uninsured are more likely than the insured to develop a disability over time, and even after accounting for health differences, they are more likely to die early. • It is estimated that at least 22,000 Americans die prematurely each year because they lack health coverage (Institute of Medicine,

Before the Affordable Care Act, Health Care in the United States was obtained in multiple ways. Approximately 33% of Americans received their health care from Medicare which is Health Care for the elderly, Medicaid which is Health Care for the poor, Tricare, and VA. Privately provided Health Care accounted for 50% of Americans, and 16% of Americans were uninsured. 16% equates to about 50 million people. Two major problems faced in the American health care system before the Affordable Care Act, 16% of the population was uninsured and health care costs were rising rapidly.

The majority of American healthcare are the low income consumers, is a total of 55% who receive health insurance are through their employers and 32% receive health insurance through a government programs. Some of the Federal health care officers were aiming low-income consumers with new advertisements. For most of the

Living a healthy life is a struggle to some American citizens, being able to afford to be healthy poses a significant challenge to some Americans. With the costs of a hospital visit potentially being greater than a thousand dollars, many Americans choose to forego treatment and hope they recover from their ailment without medical attention. To combat this issue, president Obama introduced the Affordable Care Act, also known as Obamacare, to encourage Americans to sign up for health insurance to be able to afford healthcare. The ACA provides subsidies to low income families and individuals, fines businesses who do not provide health insurance to full time employees, expand existing federal and state health plans, and sets a standard for health insurance policies. Additionally, since the introduction of the ACA into the American healthcare system, insurance premiums have not increased at the same rate they have previously.

Over the last several years, millions of Ameri- cans have signed up for affordable health insurance — many for the first time ever, many for the first time in many years. Millions of young people have stayed on their parents’ insurance plans while they pursue higher education to start their first jobs. Millions of senior citizens have saved money on prescription bill, they average about $1,200 saved, each senior — and tens of millions of women have access to free preventive care. Americans who were once denied insurance because they suffered from something like cancer or something as simple as acne were able to buy quality health insurance they could afford and they could trust.

Sicko is an American documentary by Michael Moore which explores the status of health care in America. In my opinion, he has presented a clear-cut viewpoint that American health care is not producing results. Nearly half a hundred million Americans, according to Sicko, are not insured while the rest, who are insured, are often sufferers of insurance company deceit and also red tape. Additionally, Sicko mentions that the United States health care system is placed 37th out of 191 by the W.H.O. with definite health measures, like the neonate death and life probability, equivalent to countries with quite less financial wealth. Interviews are carried out with individuals who supposed they had sufficient coverage but were deprived of care.

Healthcare is a critical component of human survival. To sustain a healthy lifestyle, proper healthcare services should be offered based on universality and affordability. The access to healthcare has been, however, far from universal or affordable. For institutional, political and socioeconomic reasons, access to healthcare is characterized by growing disparities between healthcare service recipients. Institutionally, disparity can be witnessed in concentration of premium services in organizations which are better funded, having most qualified care providers and, predictably, having most sophisticated equipment and facilities.

The United States should provide health care for all citizens. This would be beneficial because diseases and disorders would be caught earlier, the cost of medicine would decrease, and people would go to doctors for annual checkups. For instance many people die from diseases and disorders they are not aware of. High blood pressure is often

The Impact of Obamacare Have you ever had Obamacare or experiment it? Today, health care in the United State is very expensive when compare it to other developed countries. Obamacare, also known as The Patient Protection and Affordable Care, is a United State healthcare law was passed in March, 2010 by President Barack Obama to reducing costs of health care, increasing the quality of health insurance and health care. Even though health care is available to all citizens, but there are many people without health insurance plans because of the rising cost. Obamacare not only have its positive and negative effects on people, but the United State economy as well.